Confirmo, a stablecoin-first payment platform serving businesses globally, has officially received authorisation as a Payment Institution from the Central Bank of Ireland (CBI) under the Payment Services Regulations 2018 (PSR).
The new licence grants Confirmo’s Irish entity, Confirmo Limited, the regulatory permission to execute payment transactions, enabling the firm to process regulated stablecoin payments across Europe.
This latest regulatory approval builds directly upon the firm’s existing Markets in Crypto-Assets (MiCA) authorisation as a Crypto-Asset Service Provider, which was previously granted by the CBI in December 2025. By holding this dual regulatory authorisation, Confirmo has solidified its position as one of the most comprehensively licensed stablecoin payment providers currently operating in Europe.
Preparing for the MiCA deadline
The dual authorisation comes at a critical juncture for the European crypto landscape. The transitional ‘grandfathering’ period under the MiCA regulation is set to officially expire on 1 July 2026.
After this looming deadline, any crypto payment providers operating without full regulatory authorisation will be legally required to cease all European operations. As a result, global businesses are currently under immense pressure to audit their existing payment infrastructure and ensure their chosen providers are fully compliant to avoid major operational disruptions.
Anna Štrébl, CEO of Confirmo Group, highlighted the significance of the upcoming regulatory shift.
“Confirmo has spent more than 12 years building crypto payment infrastructure, and our dual-authorisation by the Central Bank of Ireland marks the next chapter in that journey,” Štrébl stated. “We are now a fully regulated European platform purpose-built for enterprise-scale stablecoin payments.”
She added: “This comes at a key moment, as 1 July 2026 will separate the market into two groups: providers that are fully licensed and those that aren’t. The window for businesses to ensure their payment rails are fully compliant is narrowing fast, and we built Confirmo to be the partner that businesses can depend on when it matters most.”
A compliant European hub
The dual authorisations effectively establish Confirmo Limited as the fully regulated operational hub for the company’s entire European business. Crucially, under European Economic Area (EEA) passporting rules, the single authorisation from the CBI grants Confirmo the legal right to offer its crypto and payment services across all 27 EU member states.
Derek Corcoran, CEO of Confirmo Limited (Ireland), commended the CBI’s regulatory approach.
“We welcome the Central Bank of Ireland’s leadership in building a clear and robust regulatory framework for digital finance,” Corcoran said. “Stablecoins combine the relative stability of traditional currencies with the speed and security of blockchain networks – and as the MiCA compliance deadline approaches, having the right regulatory foundations in place is becoming increasingly critical.”
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