Bolt launched its new ‘SuperApp’, a mobile application designed to unify a range of financial services, including fiat and cryptocurrency management, peer-to-peer payments, and an AI-powered shopping assistant. The launch positions the company as a new contender in the US market, challenging established players like PayPal and Cash App.
The move comes as consumer demand for integrated financial applications grows, with the company citing that more than a third of Americans are seeking a single “superapp” to manage their finances.
A unified platform for fiat and crypto
The Bolt SuperApp is designed to provide users with a single interface to manage both their traditional and digital finances. The app supports fiat transactions, peer-to-peer payments, and direct deposits, and gives users instant access to virtual debit cards.
On the cryptocurrency side, the platform will allow users to manage a range of digital assets, including bitcoin, ethereum, polygon, solana, and USDC. The integration of both fiat and crypto functionalities within a single app is a key feature of Bolt’s strategy to create a comprehensive financial tool for US consumers.
Agentic AI for e-commerce
A key differentiator for the new SuperApp is the inclusion of an agentic AI shopping agent. According to the company, this feature can independently search for products, compare prices, and make purchases on behalf of the user based on their individual preferences.
The integration of an AI-powered agent for commerce is a significant step in the evolution of financial super apps, moving beyond simple payment and transfer functionalities to offer more proactive and personalised services.
The company stated that the SuperApp is one of the first of its kind in the United States, and its launch aims to meet the growing demand for a more integrated and seamless financial management experience. By combining everyday banking features with crypto asset management and an AI shopping assistant, Bolt is aiming to capture a share of the market currently dominated by established fintech giants.
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