A new study from Revolut has uncovered a significant blind spot in how Britons approach wellness, revealing that a quarter of adults fail to include financial wellbeing when thinking about their overall health.
Despite the growing focus on mental and physical wellbeing, financial health remains overlooked — even though the majority acknowledge its impact on their stress levels.
According to the study of 2,000 UK consumers, 27% of Brits don’t associate financial wellbeing with personal wellness, while 70% admit that their financial situation has a direct effect on their mental health.
The research found that younger generations are bearing the brunt of money-related stress. Gen Z respondents spend around 168 days a year — nearly half the calendar — feeling anxious about money, while Millennials follow closely behind at 156 days. Financial stress cuts across genders too, with men losing the equivalent of four months annually to money worries, compared to nearly five months for women.
While many prioritise nutrition and exercise, finances are often left out of wellness investments. The report revealed that 71% of Brits actively invest in areas such as food and nutrition, yet 35% commit little to no time or money towards financial planning or saving. Among Gen X, that figure rises to 45%, showing that financial neglect extends beyond younger generations.
The survey also found that openness around money remains a major factor in improving financial wellbeing. Around 24% of Millennials believe that open conversations about finances could significantly boost their wellbeing, compared to a national average of 15%.
Revolut general manager of premium products Tara Massoudi said, “When we talk about wellness, financial health is often missing from the picture. But as our research shows, money worries weigh heavily on people’s mental wellbeing – often as much as diet, exercise or sleep. We want to help change that conversation. With simple, accessible tools – from automatic salary sorting and budgeting support to smart spending analytics – we help people feel more in control of their money. The result is less stress, stronger financial habits, and financial wellbeing becoming a natural part of the wider wellness conversation.”
Interestingly, higher earners are not immune to the strain. Even among those earning the UK’s average salary of £35,001–£45,000, 75% report that money directly impacts their mental wellbeing. Yet for those earning over £100,000, the figure rises to 81%, suggesting that financial stress increases alongside income, driven by lifestyle pressures, expectations and greater responsibilities.
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