Trade Republic has strengthened its shareholder base as part of a major secondary transaction that values the business at €12.5bn, underscoring sustained investor confidence in its long-term growth strategy.
Investors completed a €1.2bn secondary round, led by existing backers Founders Fund alongside other long-standing shareholders. The transaction also brought in new institutional investors, including Wellington Management, GIC, Fidelity Management & Research Company and Khosla Ventures, as well as Lingotto Innovation and Aglaé, the technology investment arm of the Arnault family. Existing investors Sequoia, Accel, TCV and Thrive Capital also increased their stakes.
Founded in 2019, Trade Republic operates as a digital banking and savings platform focused on providing simple, low-cost access to capital markets for retail investors across Europe. The company has positioned itself at the intersection of FinTech and WealthTech, targeting long-term wealth creation at a time when European pension systems are under increasing strain.
The secondary transaction is designed to support Trade Republic’s long-term ambition to build Europe’s leading digital banking and savings platform. While no new primary capital was raised in this round, the deal allows early shareholders to realise liquidity while reinforcing the company’s balance sheet and shareholder structure as it continues to scale across multiple European markets.
The valuation reflects the company’s strong commercial momentum. Trade Republic has reported profitable growth for the third consecutive year, with customer adoption accelerating sharply. Over the past 18 months, the platform has doubled its customer base to more than 10 million users, who collectively manage around €150bn in assets. Around 70% of customers are investing for the first time, highlighting the platform’s role in widening access to capital markets.
Trade Republic co-founder Christian Hecker said, “We launched in 2019 with a mission to help close Europe’s pension gap. Today this is more important than ever as the public pension system is under growing pressure to fulfill its promises. Every day, thousands across Europe start building wealth with Trade Republic. Over the past 18 months, we have doubled our customer base to more than 10 million people who manage €150 billion assets”. He added, “This transaction underlines that the cultural shift to retail investing in Europe is only starting. Especially since governments such as Germany start meaningful pension reforms to foster private stock ownership in the broader public.”
Beyond funding, Trade Republic has continued to expand its product and geographic footprint. The company received a full banking licence from the European Central Bank in 2023 and has since localised its offering in France, Italy, Spain, the Netherlands and Austria. In 2025, it introduced child savings accounts and broadened its platform to include new asset classes such as Private Markets, Fixed Income and a Crypto Wallet.
Read the daily FinTech news
Copyright © 2025 FinTech Global
The post Digital bank Trade Republic valued at €12.5bn in €1.2bn deal appeared first on FinTech Global.