MANTL, a provider of loan and deposit account opening technology and part of Alkami, has announced an integration with decision platform Taktile. The partnership aims to provide community banks and credit unions with tools to automate credit underwriting and decision-making processes.
Through the integration, financial institutions will be able to launch, test and update credit policies in real time within their existing MANTL workflows, without needing to rely on internal engineering resources or third-party vendors. Taktileâs platform is designed to help lenders automate risk management strategies and the company reports that it currently powers hundreds of millions of credit decisions each month.
According to Taktile, its technology has helped lenders reduce manual underwriting by up to 90 per cent, make decisions ten times faster, and save as much as 75 per cent on engineering resources.
Giving control to risk teams
The new integration is designed to give risk and credit teams at community banks and credit unions more direct control over underwriting logic. This enables them to refine credit policies and test new strategies within a unified platform.
âCommunity banks and credit unions are under pressure to grow loans while maintaining rigorous risk oversight,â said Benjamin Conant, co-founder and chief technology officer at MANTL. âMANTL is changing how these institutions originate loans by automating the entire processâfrom verification and document collection to underwriting, core booking, and approval. Our integration with Taktile removes friction from the credit decision process and gives institutions an automated way to scale lending without adding complexity.â
David Black, executive vice president and chief operating officer at Embers Credit Union, a participant in the MANTL development program, also commented on the new capabilities: âWeâre excited to have this level of control at our fingertips. MANTL continues to provide us with access to innovative solutions that empower us to differentiate ourselves in the marketplace with confidence. Tools like Taktile give our staff the opportunity to leverage best-in-class technology to scale our loan growth and deliver meaningful value to our members.â
A unified platform for loan and deposit origination
The integration is part of MANTLâs broader strategy to provide a unified platform for both loan and deposit origination. The company first announced its MANTL Loan Origination product in December 2024, developed in partnership with nine financial institutions. By combining loan and deposit origination, MANTL aims to help banks and credit unions create real-time cross-sell opportunities, improve customer and employee experiences, and increase back-office efficiency.
MANTLâs platform integrates with all major core banking systems and over 50 fintech providers. The Taktile integration is now available to eligible MANTL bank and credit union loan origination clients.
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