Ecommpay has partnered with Visa to integrate Visa Instalments into its global payment platform, enabling merchants to offer customers a flexible way to pay using their existing Visa credit cards.
This addition allows shoppers to split purchases into equal payments without needing to apply for new credit lines or leave the checkout page.
The new solution is designed to eliminate common friction points in high-value purchases. Since the instalment payments are linked to a customer’s existing credit line, additional credit checks are avoided. The process is seamless, with Visa informing the issuing bank and obtaining approval in real-time, streamlining the customer journey and improving conversion rates.
Ecommpay chief operational officer Artur Gocs said, “Instalment solutions are now very much part of the payment choices e-commerce merchants can offer to their customers. However, for higher value transactions there is still the potential for delay while credit checks are carried out. The difference with Visa Instalments is that credit lines are already established for Visa credit card holders which enables a faster checkout. Plus the familiarity of the Visa name gives customers confidence that their payments and personal details are secure.
“By implementing Visa Instalments directly through Ecommpay’s new branded hosted payment page, merchants have immediate access to embedded finance capabilities. And, available as a virtually no-code solution, the instalments option can be enabled by us in just a few clicks for merchants already using our card payment integration.”
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